CRYE-LEIKE App

Download my app for easy, on-the-go access to all your realty needs.

Download in the Google Play Store
MyCryeLeike Log in
or
Search by street or MLS# Search address, city, state, zip, county, mls#

B.J. Brown

B.J. Brown

CRYE-LEIKE App

Download my app for easy, on-the-go access to all your realty needs.

Download in the Google Play Store

6 Creative Ways to Afford a Home

  • Home
  • Buy
  • Sell
  • Property Search
  • What's My Property Worth?
  • About
  • Explore
    • Fairfield Glade Listings
    • Lake Tansi Listings
    • Covenants and Restrictions for Cumberland County
    • Cumberland Cove Listings
  • Contact
  • Testimonials
  • Login

B.J. Brown

Managing Broker

Get in touch »

B.J. Brown

Get in touch »

6 Creative Ways to Afford a Home

  1. Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, www.getdownpayment.com, and the American Dream Down Payment Fund from the Department of Housing and Urban Development, www.hud.gov.
  2. Explore seller financing. In some cases, sellers may be willing to finance all or part of the purchase price of the home and let you repay them gradually, just as you would do with a mortgage.
  3. Consider a shared-appreciation or shared-equity arrangement. Under this arrangement, your family, friends, or even a third-party may buy a portion of the home and share in any appreciation when the home is sold. The owner/occupant usually pays the mortgage, property taxes, and maintenance costs, but all the investors' names are usually on the mortgage. Companies are available that can help you find such an investor, if your family can't participate.
  4. Ask your family for help. Perhaps a family member will loan you money for the down payment or act as a co-signer for the mortgage. Lenders often like to have a co-signer if you have little credit history.
  5. Lease with the option to buy. Renting the home for a year or more will give you the chance to save more toward your down payment. And in many cases, owners will apply some of the rental amount toward the purchase price. You usually have to pay a small, nonrefundable option fee to the owner.
  6. Consider a short-term second mortgage. If you can qualify for a short-term second mortgage, this would give you money to make a larger down payment. This may be possible if you're in good financial standing, with a strong income and little other debt.
  • Home
  • Buyers
  • Sellers
  • Property Search
  • What's My Property Worth?
  • About
  • Fairfield Glade Listings
  • Lake Tansi Listings
  • Covenants and Restrictions for Cumberland County
  • Cumberland Cove Listings
  • Contact
  • Testimonials
  • Privacy/Terms
Agent Photo

Get in touch

B.J. Brown
Managing Broker
Send an email
  • (423) 618-5528
  • (931) 484-5122
B.J.'s Featured Listings

Take full control of your property search with MyCrye-Leike

B.J. Brown knows searching for properties can be difficult with so many choices and search options.

This process is now much easier with a MyCrye‑Leike account.

Join Today »

Crye‑Leike Virtual Agent

Get automatic updates sent straight to your email inbox.

Favorite Properties

Add tags to your listings to keep up with those properties.

Save Searches

Save your frequent searches for easy reference.
Join Today »
Already have an account? Sign in using your email address.

Forgot password?

  • Login
  • Register

Existing Users Sign In!

You must enter an Email Address.
You must enter a Password.
Forgot password?

Register for an Account!

You must enter a First Name.
You must enter a Last Name.
You must enter an Email Address.
You must enter a Password.
You must confirm your Password.
You must confirm your Password.

Password Reminder

Enter your email address. You will receive a message containing your current login and password.

You must enter an Email Address.
  • Learn more about buying
  • Learn more about selling
  • About B.J.
  • Contact B.J.
  • Privacy/Terms
  • Fairfield Glade Listings
  • Lake Tansi Listings
  • Covenants and Restrictions for Cumberland County

Copyright © 2023. All rights reserved. Search Crossville TN real estate with Crye-Leike. Crye-Leike has both company owned and franchise owned locations. A star in the office name between Crye*Leike designates the office as a franchise, which is independently owned and operated. Find information on this associate's office and broker.

Back to top